Terms and conditions

IBG USA, LLC is a legitimate business and based in the United States (“IBG” / ”We”).

1. General Terms

By installing the App (as defined below), you agree to the terms of use (Terms of Use). Please review them carefully before install and/or accepted.

2. Definitions 

The application is called IBG. Applications include applications available on the Android and Apple IOS operating systems, periodic upgrades of software or other documentation allowing use of the application.

3. Data protection 

Any personal information you provide to IBG while using the Application will be used by IBG with the Privacy Policy.

4. Applications 

The app allows you to access certain functions available on the IBG apps. Access permission will be governed by the IBG Terms of Use in Terms of Use page.

5. Property rights and Licenses 

5.1 All trademarks, database rights and other intellectual property rights of any function in the Application in conjunction with the software source are owned directly by the IBG company or the IBG Company licensee. 

5.2 IBG grants you a access, non-exclusive account license / right to use the App for your personal use under these Terms of Use. 

5.3 IBG reserves the right to change, modify or recall any part of the promotion at its sole discretion without prior notice.

6. Conditions of use 

6.1 You must be 16 years or older and own, has ID number, have smartphone access to be eligible to apply for an IBG account. 

6.2 You will not accept or permit third parties on your behalf: 

6.2.1 Create and distribute copies of the Application; 

6.2.2 Attempt to copy, change, modify, reverse, disassemble, decompile, transfer, exchange, or translate the Application. 

6.2.3 Create fake software / product of the Application in any way. 

6.3 The application is currently provided to you free of charge for your own personal, non-commercial use. IBG right to modify or recall an Application or charge a fee for an Application or a service provided to you under these Terms of Use at any time and for any reason. 

6.4 You acknowledge that the terms of agreement with your respective mobile network operator will continue to apply when using the App. Therefore, Mobile Service Provider may be charged for accessing network-connected services for the duration of the connection while accessing the App or for any third-party fees that may be charged. You are responsible for accepting any such fees incurred. 

6.5 If you are not the bill payer for the mobile phone or handset that is being used to access the App, you will be deemed to have received permission from the bill payer when using the App. 

6.6 While creating a new account, the mobile phone number sent must be a new number and have not been used before. User is not allowed to create multiple accounts with similar phone number (whether subtracting one digit or not, but acceptable and accessible in respective country; country code applies). Each IBG account is tied to only one phone number. 

6.7 IBG users are not allowed to create multiple accounts for additional points or IBG uses a mobile number with the same digit (subtracting one digit or not) but is accessible or acceptable in the respective country. Each IBG account is tied to only one phone number. This also applies to country codes in phone numbers. If the IBG team discovers such cases, we right to deactivate or terminate the account at our discretion. Any IBG or points accumulated up to this point in these unapproved accounts will be lost. 

6.8 Any account found to have exchanged IBG through any or all illegal means, the IBG company right to process and this will be done at the sole discretion of IBG. The above account will be confiscated by the IBG Company and the account terminated or blocked. IBG is no obligation to compensate or account for an account that We have demonstrated fraudulent activity. Any other users who exchanged IBGs from these scam accounts will also have their IBG revoked. IBG Company will not compensate for these cases. Users are advised not to exchange IBGs from unverified sources. 

6.9 Members who register for an account are not allowed to use the name ‘IBG’, as part of the username or anything similar in appearance or sound. Accounts with such instances will be blocked until the user changes the name to something more appropriate. 

6.10 Users can refer to the IBG number listing of businesses to get a clear picture of what they are trading for products and services. The number of IBG indicated is final and will not be haggeable. IBG will not be held responsible for misinformation about the number of IBGs listed per product. 

6.11 KYC account. 

6.11.1 The KYC declaration paper information needs to be real documents according to the information identified and provided by state management agencies.

6.11.2 The KYC documents must be declared by the account holder. The IBG does not accept reporting on behalf of or using other people's papers to report information. 

6.11.3 In case of detecting that the account is using fake documents, non-personal documents, the owner in accordance with the regulations of the state management agency IBG USA, LLC has the right to seal the account permanently, delete the account from the system and not responsible for the assets of the account if any.

7. Availability 

7.1 This application is available for handheld mobile devices running Android OS and Apple IOS. IBG will do our best to provide the App anytime, anywhere. However, you acknowledge that the Application is provided on the Internet and on mobile networks, therefore the quality and availability of the Application may be affected by factors outside of IBG's reasonable control. 7.2 The IBG Company and its group of affiliates do not accept any responsibility for the inability of the Application, or any difficulty in downloading, or accessing the content, or any error of transmission systems. Any other information that may result in App unavailable. 

7.3 The IBG Company will not be responsible for any support or maintenance of the Application.

8. System Requirements

8.1 In order to use the App, you are required to have a compatible mobile phone or device, Internet access and required minimum specifications (Required).

8.2 Software requirements are as follows: Requires mobile phone running supported Android or IOS versions.

8.3 Versions of software Applications can be upgraded to add support for new functions and services.

9. Termination 

9.1 The IBG Company can terminate your use of the Application at any time by notifying you of the termination. 

9.2 After Termination: 

9.2.1 The rights and licenses granted to you on the application terminate. 

9.2.2 You must discontinue all use of the software.

10. Limitation of liability

10.1 Under no circumstances will IBG Company be liable for any direct, indirect, special, punitive, or any other direct, indirect, punitive or consequential loss or damage resulting from your use or retrieval. Application access, including loss of profits.

10.2 The IBG Company is not responsible to you for any damage or alteration to your equipment, but not including limited equipment, handhelds or mobile phones due to settings or use the App.

10.3 Nothing in these Terms of Use shall exclude or limit IBG Company's liability for death or personal injury resulting from negligence, fraud, misrepresentation or any liability. Any other legislation cannot be excluded or limited under applicable law.

10.4 Point accumulation service is not considered as: Coin, Token, Currency as regulated by law

11. Warranty Disclaimer 

To the fullest extent permitted by law and for the avoidance of doubt, IBG Company disclaims any implied warranties in connection with the Application. Application and software are provided online as online application without warranty. 

12. Governing Law and Jurisdiction 

This Terms of Use will be governed by the laws of the United States. You agree to submit to the exclusive jurisdiction of the US court. 

For any question, please contact support at: support@ibg.zone

13. Own IBG

13.1 80% Point Refund: For every IBG exchanged for a product or service with participating merchants, the consumer will receive an 80% refund in points.

13.2 There is no obligation to exchange the IBG: IBG can be exchanged for goods and services or transferred to existing users, but will not be redeemed by us under any circumstances. In addition, anyone who introduces you to the program or passes the IBG to you are not required to exchange IBG for any reason. This includes IBG that is passed on to you directly or acquired through others, including from the daily issuance of the IBG.

13.3 Issue daily IBG: Click get reward every day to convert 0.2% points to IBG in the first 180 days after you register your account. After 180 days, apply 0.1%. If you do not click to claim the bonus, the IBG will not be converted from points to IBG.

13.4 Multiply 5 in IBG points: Individual account has the option to multiply IBG by converting IBG into Bonus points. This is limited to a maximum of 6 times and only during the first year in the following sequence: 5x 5x 4x 3x 2x 1x

13.5 IBG exchange: I understand that IBG can be obtained in a variety of ways and that any IBG transferred from another user is subject to an 80/20 split with 80% received in the IBG and 20% receiving points. I also understand that IBG will not be responsible for any IBG exchange between users. They have a personal responsibility to each other to verify the trustworthiness of the person you do business.

13.6 Collecting IBG point accumulation service for user account maintenance: monthly account fee for existing identities, silver is 1 IBG, gold is 2 IBG, platinum is 3 IBG and diamond is 5 IBG per month, deducted on the first day of months.

13.7 Reward points are converted to the client's IBG issued by the company for transactions with the Loyalty Service. Bonus points and IBG have no cash value. IBG functions in the same way as a coupon. There is no contract entered into with the company and the company has no obligation to convert IBG into cash for the client.

14. Referrer and user 

14.1 Each IBG account is tied to an individual phone number as described in section 6; Article 6.6 and 6.7. 

14.2 User is responsible for ensuring that they register for an account with correct referral number and phone number 

IBG reserves the right to amend these terms and conditions at any time by notifying any changes in the application according to IBG -> Notify.